The 1% rule – tiny changes add up to a BIG difference
Personal transformation can be challenging. We all have habits we’d like to break and behaviours we’d like to do more of. But when we do
Personal transformation can be challenging. We all have habits we’d like to break and behaviours we’d like to do more of. But when we do
Australia’s economy stubbornly defied predictions during 2023, dashing any hopes that we might begin to return to some kind of normal. Some had expected an
If someone offers to withdraw your super or move it to a self-managed super fund (SMSF) so you can get the money, it could be
It’s easy to be inspired by the super-profitable renovations and dream rebuilds we see on TV. In real life, the picture can be a little
Employers are desperate for workers and cost of living pressures are making it tough to live on a pension. That’s a perfect mix of conditions
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the
Look for a good currency exchange rate and check the fees when sending money overseas. A small difference can mean more money gets to your
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work
Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but
It’s nice to enjoy a break over the summer months. In fact, it’s an Aussie tradition – that mass exodus after Boxing Day that sees
Have a savings goal and budget It’s much easier to be a good saver if you have a goal in mind. It might be a
Christmas is a time for giving and it’s so easy to get caught up in the joys of the festive season and lose track of
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Nathan Baker is an Authorised Representative of RI Advice Group Pty Ltd (RI Advice Group) ABN 23 001 774 125, AFSL 238429. Nathan Baker is proprietor of BAM Financial Planning which is a Corporate Authorised Representative of RI Advice Group.
Our Client Testimonials
These clients have agreed to share their story. Everyone’s situation is different, so their choices and outcomes will be different to yours. Consider your circumstances before deciding what’s right for you.