What is creditworthiness and why does it matter?
What is creditworthiness? It might be a bit of a mouthful, but the concept of creditworthiness is simple enough to understand. The term refers to
What is creditworthiness? It might be a bit of a mouthful, but the concept of creditworthiness is simple enough to understand. The term refers to
About downsizer contributions If you are 55 or older, you may be able to contribute up to $300,000 from the proceeds of the sale (or
Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different
If you own a rental property or holiday home, work out if your rental arrangements are for an investment or a business. Common rental arrangements
Check the income to declare, when to report a loss, and deductions you can claim for managed investment trusts. Types of managed investment trusts Managed
Life is pretty frantic, and it is common to feel like it’s a struggle to keep up the pace. In fact, feeling exhausted is so
Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you
Why invest in property? What makes this such a popular option? You can earn rental income plus benefit from capital growth. What’s different for investors
What is a salary sacrifice arrangement? Salary sacrifice is an agreement with your employer to contribute a certain amount of your pre-tax salary or potential
From Proverbs to John Lennon, many people have said it – and the last nine months have been a reminder of its truth: life happens
Rising levels of debt and finding ways to manage it is a concern for many of our clients. For some, it’s aiming to improve their
Your superannuation investment grows through: your employer’s compulsory super guarantee contributions (concessional contributions) any voluntary contributions out of your pre-tax income, such as salary sacrifice and personal contributions you’re allowed as
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Nathan Baker is an Authorised Representative of RI Advice Group Pty Ltd (RI Advice Group) ABN 23 001 774 125, AFSL 238429. Nathan Baker is proprietor of BAM Financial Planning which is a Corporate Authorised Representative of RI Advice Group.
Our Client Testimonials
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