Money saving tips for travel

Travelling cheaply needn’t mean you miss out. Find out the best ways to save big on your overseas holiday plans, and make the most of every dollar. Why you should budget for your overseas holiday Most of us love to travel, but not many can afford to travel as often as we’d like. A trip … Read more

Transitioning into retirement: What you should know

Deciding on your retirement funding options in retirement comes down to what makes the most sense for you. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options when you retire, as long as you’ve reached … Read more

What happens when your fixed rate term ends

Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As … Read more

8 pearls of wisdom for investors

There’s a lot of investment guidance out there. Too much can be overwhelming. So, how can you cut through the noise and find what you need? To help you out, we’ve put together a cut out and keep 8-step guide to successful investing. The list includes tips on how to manage your portfolio effectively – … Read more

Guide to concession cards for seniors

The excitement of heading towards retirement and a new stage of life can be tinged with concern over how to manage finances. For many people, seniors’ concession cards are a good way to help make ends meet. While discounts on goods and services are always welcome, they’re even more valued right now as living costs … Read more

How much should I be saving?

Saving regularly is a habit that needs to be cultivated and as with most things in life, starting sooner rather than later often gives investors a huge advantage. When it comes to the topic of spending and saving, it seems like there are countless ways of doing it. A quick internet search throws up guidelines … Read more

6 tips for the young investor in today’s markets

How much money you’re able to invest each year is one of the biggest factors in achieving your financial goals. And the longer you’re invested, the more time your money has to compound and grow. Inflation is up and markets are down. What does this mean for you? Entering the world of investing can be intimidating, … Read more

Reduce your interest rate with one phone call?

With official interest rates on the move, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a simple phone call really enough to get you there? While a number of lenders … Read more

Super for self-employed people

You don’t have to pay yourself super, but when you retire, you might be glad you did. You can make regular or lump sum payments, can usually claim a tax deduction on contributions, and may be able to save tax. Why pay yourself super There are advantages to contributing to super, depending on the type of … Read more

Why many investors have become more responsible

What exactly does responsible investment mean? Is there trade-off between ESG considerations (investing responsibly) and investment returns? Read on to find out more. A growing number of Australian investors are taking a responsible approach to their investing, quite possibly without even realising they’re doing so. That’s the reality of a rapidly evolving global investment universe, … Read more