Many older Australians are understandably eager to access their superannuation, but strict rules apply. For many Australians, superannuation will be their most significant source of long‑term savings. Yet, despite being a crucial part of the nation’s retirement income system since the introduction of compulsory super payments in the early 1990s, confusion still reigns for many … Read more
Retirement is an opportunity to assess where you live and how you want to live. Questions to help you decide where to live Retirement may be a time to think about whether you want to stay where you are, downsize or move into a retirement home. Your children may have moved out, and the family … Read more
Investors can employ diversification strategies beyond just asset allocation The concept of diversification, not putting all your eggs in one basket, as a means of reducing risk has been an enduring investment concept. But investors and the financial advice industry often focus solely on diversification across asset classes within a portfolio. It’s important to broaden … Read more
